Micro Enterprise Loans
GRF HUBLAG provides working capital or fixed asset financing loans to micro-entrepreneurs with one year business experience that show debt service capability. Businesses are evaluated on income performance per business cycle and collateral is measured as a composite of client’s possessions.
Cottage Scale Business Loans
Micro-entrepreneurs who have attained sustainable micro-scale operations yet need to expand can borrow from P30,000 to P200,000. The criteria are more stringent and include the review of their competence in planning for expansion. Additional and preferably, hard collateral is required.
Public and private employees require funds for regular lump sum disbursements of a providential nature that their monthly income cannot cover. Secured by a portion of his salary over six to twelve months, a fixed earner may avail of his fund need from GRF Hublag.