Providing easy access to Credit for Non-bankable Entrepreneurs
Empowering
businesses
Tranforming
lives
HUBLAG, a local term for “movement,” opens access to economic opportunities by serving the micro-credit needs of communities in Panay Island, particularly in agricultural areas. GRF HUBLAG is the development finance program of the Gerry Roxas Foundation.
WHO WE ARE
Catalyzing socio-economic mobility in Panay communities
GRF Hublag began operations in 1987 with P500 loans for the working capital needs of 500 non-bankable micro-entrepreneurs. Today, Hublag microcredit operations evolved to five service windows to respond to the credit needs of a wider range of clients. It serves over 3,500 partners through a network of 7 branch offices in 16 towns with an outstanding loan portfolio of P 54.31 M.
GRF Hublag‘s UNIQUE advantage to provide financial support and ready market access.
GRF Hublag’s holistic approach to assure our partners of a sustainable relationship.
our partners
HUBLAG KAMO WITH GRF!
We have been providing easy access to credit for non-bankable entrepreneurs for 34 years.
Micro Enterprise Loans
GRF HUBLAG provides working capital or fixed asset financing loans to micro-entrepreneurs with one year business experience.
Cottage Scale Business Loans
Micro-entrepreneurs who have attained sustainable micro-scale operations yet need to expand can borrow from P30,000 to P200,000.
Providential Loans
Public and private employees require funds for regular lump sum disbursements of a providential nature that their monthly income cannot cover.
WHAT MAKES HUBLAG UNIQUE?
We not only help finance your business but we also help connect you to buyers beyond Capiz!
Capital Financing
We provide capital financing to qualified partners to help them grow their business.
Equip Partners
We equip our partners with entrepreneurial skills and knowledge such as book keeping, record keeping, credit awareness, budget, cash flow management.
Connect
We connect our partners to buyers to expand the market and reach of their products
Market Access
We have access to bring your products from the farm to Metro Manila markets such as:
Farmer's Market in Cubao, Royal Duty Free in Subic, and Alimall in Cubao.
"Never doubt that a small group of thoughtful, committed, citizens can change the world. Indeed, it is the only thing that ever has."
Margaret Mead
"If we can do it, we can do it better, right from the start."
Kim Reyes
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WHAT's THE LATEST
From our Blog
Annual Outstanding Partner’s Awards 2023
December 22, 2023
We are hiring – Field Auditor
August 13, 2023
Hublag goes P2P : Partner to Partner
June 5, 2023
GRF Hublag Challenge: Shifting From Rice/Corn toAdlai
April 3, 2023
From Facebook
From Facebook
Thank you Design Thi ...
nking for this innovative activity for GRF Hublag Microfinance Foundation Inc.
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Cheers to the memori ...
es and moments that made this year unforgettable.
Ending the year on a high note with gratitude and joy as .. 50 knapsack sprayers were given to our outstanding partners during the Annual Outstanding Partner's Awards on December 14, 2023.
The knapsack sprayers were bought from the proceeds from the concert we organized last May: “Harana sa Mangunguma”
Never doubt that a small group of committed citizens can change the lives of people… we can not change everything in life, but we can change the way we do…
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Capiz entrepreneurs ...
“Capiztahan” joins Palenque, the newest wing in Gateway Alimall 2 - kudos to GRF Hublag for supporting them!👏👏👏
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It is our honor to b ...
e part of this event and be recognized of our valuation contribution to the Responsible Seafood Sourcing movement as an Enabler. Kudos to GRF Hublag MIcrofinance Foundation..Let us keep up the good work!!
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GRF Hublag partners ...
with Philippine Tuberculosis Society Inc. (PTSI) the largest private non-government organization engaged in the detection, control, and treatment of tuberculosis in the Philippines since 1910.
A Memorandum of Understanding was signed last July 6 with PTSI Medical Director, Dr. Mariquita Mantalaon and Director Milet, the Engagement Director in Roxas, Capiz .
Kim Reyes, Managing Director of GRF Hublag accepts a stamp collection of PSTI paintings/seals as their gift for their gratitude in supporting their advocacy in raising awareness about tuberculosis, the importance of getting tested and adhering to treatment for all GRF Hublag partners and family.
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Hublag goes P2P : Pa ...
rtner to Partner
New mindset. New standards
GRF Hublag reinvigorates its partnership strategy with all of its value chain partners to ensure the sustainability of the livelihood of all its partners:
• Oyster Project Partnership with Crystal Bay as the buyer of all oysters based on agreed standards.
• Mussel Project Partnership with UP Visayas and Lorenzana Patis. UP Visayas has identified mussel farmers who will produce “Low salt-fermented mussel sauce" for Lorenzana Patis
• Zero Rice Waste Project Partnership with Ebangz Mushroom as the buyer of mushroom fruit bags produced by rice farmers from rice straw.
• Hito Project Partnership with Tateh Feeds company which provides free training to all hito farmers on proper production
process for higher hito yield and improved production costs.
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GRF Hublag Microfina ...
nce Foundation, Inc. would like to thank everyone who supported our concert for a cause: “Harana Para Sa Mangunguma”.
The distribution of knapsack sprayers will be part of our awarding of Outstanding Partners in December 2023.
We look forward to your continued support in the future.
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We offer this fund r ...
aising concert for our Bosses! We hope you can support us and watch the concert on May 14 at 3 pm at GRF Convention Center
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