Providing easy access to Credit for Non-bankable Entrepreneurs
Empowering
businesses
Tranforming
lives
HUBLAG, a local term for “movement,” opens access to economic opportunities by serving the micro-credit needs of communities in Panay Island, particularly in agricultural areas. GRF HUBLAG is the development finance program of the Gerry Roxas Foundation.
WHO WE ARE
Catalyzing socio-economic mobility in Panay communities
GRF Hublag began operations in 1987 with P500 loans for the working capital needs of 500 non-bankable micro-entrepreneurs. Today, Hublag microcredit operations evolved to five service windows to respond to the credit needs of a wider range of clients. It serves over 3,500 partners through a network of 7 branch offices in 16 towns with an outstanding loan portfolio of P 54.31 M.
GRF Hublag‘s UNIQUE advantage to provide financial support and ready market access.
GRF Hublag’s holistic approach to assure our partners of a sustainable relationship.
our partners

HUBLAG KAMO WITH GRF!
We have been providing easy access to credit for non-bankable entrepreneurs for 34 years.
Micro Enterprise Loans
GRF HUBLAG provides working capital or fixed asset financing loans to micro-entrepreneurs with one year business experience.
Cottage Scale Business Loans
Micro-entrepreneurs who have attained sustainable micro-scale operations yet need to expand can borrow from P30,000 to P200,000.
Providential Loans
Public and private employees require funds for regular lump sum disbursements of a providential nature that their monthly income cannot cover.
WHAT MAKES HUBLAG UNIQUE?
We not only help finance your business but we also help connect you to buyers beyond Capiz!
Capital Financing
We provide capital financing to qualified partners to help them grow their business.
Equip Partners
We equip our partners with entrepreneurial skills and knowledge such as book keeping, record keeping, credit awareness, budget, cash flow management.
Connect
We connect our partners to buyers to expand the market and reach of their products
Market Access
We have access to bring your products from the farm to Metro Manila markets such as:
Farmer's Market in Cubao, Royal Duty Free in Subic, and Alimall in Cubao.
"Never doubt that a small group of thoughtful, committed, citizens can change the world. Indeed, it is the only thing that ever has."
Margaret Mead
"If we can do it, we can do it better, right from the start."
Kim Reyes
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From Facebook

𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗔𝗴𝗿𝗶𝗰𝘂𝗹𝘁𝘂𝗿𝗲 𝘄𝗶𝘁 ...
𝗗𝗿𝗼𝗻𝗲 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 & 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀: 𝗡𝗲𝘄 𝗠𝗶𝗻𝗱𝘀𝗲𝘁, 𝗡𝗲𝘄 𝗦𝘁𝗮𝗻𝗱𝗮𝗿𝗱𝘀
GRF Hublag is driving agricultural empowerment through cutting-edge drone technology and strategic partnerships.
With the right partners and credit assistance, we accelerate the growth and development of our farmer-partners, setting new standards for a more innovative and sustainable future in farming.
From January to February 2025, Hublag worked with JMC Agri Trading in spraying fertilizer via drone at three locations (Jan 15 in Pontevedra, Feb 2 in Balasan, and Feb 8 in San Rafael).
Please be sure to watch out for our upcoming activities to boost the standards of our partner farmers.
Hublag Padulong sa Kauswagan!
#GRFHublagMicrofinance #Hublag #microfinance #farmer #dronefarming
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We are deeply grateful to the Department of Agrarian Reform (DAR) for inviting Hublag to serve as a ...
resource speaker at the recent 4th Agri-Credit and Microfinance (ACMF) Portfolio Management events held in Manila, Cebu, and Cagayan de Oro. This opportunity is a meaningful advancement in our mutual pursuit of sustainable development and the empowerment of Agrarian Reform Beneficiary Organizations (ARBOS).
We hope that by sharing our successes and best practices, we can pave the way for sustainable, inclusive, and innovative progress for the ARBOS as they embrace new opportunities in microfinance.
We look forward to the opportunity to collaborate and make a lasting impact.
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Celebrating Outstanding Partners Award for the year 2024….159 stories of connection, commitment an ...
d purpose…stories in our hearts …ALWAYS!
More years of Outstanding Partners 🎏🦪🌽🌾🦐🌱
Let us continue to go beyond!
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Supporting micro-entrepreneurs is about creating a ripple effect of progress that benefits entire co ...
mmunities.
Kudos to our Hublag partners Nieva and Jules for making us proud!👏👏
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MOU signing with Presidents of 15 rice and corn farmer associations with Hublag
Padayon ta, pasa-p ...
asa naton ang suga kag himuon ang tanan agud indi mapatay ang suga sa pagbulig!
We believe that with the right partner and credit assistance, the farmer-partners’ potential for growth and development is higher!
Kudos Hublag! Appreciate the support of OPA Mam Sylvia and Mr Perez and our organic suppliers JMC and Vigor
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Hublag is committed to help
protect Mother Earth.
By integrating environmental stewardship to our m ...
icrofinance services, we not only raise awareness about climate change but also take tangible steps to mitigate its impact by planting mangrove seedlings in Barangay Agojo in Roxas, Capiz 🌱and in Barangay San Manuel in Puerto Princesa, Palawan 🎏🎣 .
We believe that no matter how small we are, this can inspire others to do the same.
- Indeed another milestone achievement!🌿and …we will be back!!🤣
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Value creation cycle - Hublag way - A toast to our 1 year partnership with Fishta Seafood Inc. as we ...
look back to our efforts in creating market access to our small fisherfolks for a sustainable livelihood through partnerships. We never thought we have delivered almost 10 tons of chilled fish to Manila. This trust to serve led us to another partner, Agro-Digital who opened an opportunity for us to deliver to Marriott Hotel in Iloilo.
Thank you for the patience and the shared desire that no small amount of passion can stop us from serving….the Hublag way!
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