Providing easy access to Credit for Non-bankable Entrepreneurs
Empowering
businesses
Tranforming
lives
HUBLAG, a local term for “movement,” opens access to economic opportunities by serving the micro-credit needs of communities in Panay Island, particularly in agricultural areas. GRF HUBLAG is the development finance program of the Gerry Roxas Foundation.
WHO WE ARE
Catalyzing socio-economic mobility in Panay communities
GRF Hublag began operations in 1987 with P500 loans for the working capital needs of 500 non-bankable micro-entrepreneurs. Today, Hublag microcredit operations evolved to five service windows to respond to the credit needs of a wider range of clients. It serves over 3,500 partners through a network of 7 branch offices in 16 towns with an outstanding loan portfolio of P 54.31 M.
GRF Hublag‘s UNIQUE advantage to provide financial support and ready market access.
GRF Hublag’s holistic approach to assure our partners of a sustainable relationship.
our partners

HUBLAG KAMO WITH GRF!
We have been providing easy access to credit for non-bankable entrepreneurs for 34 years.
Micro Enterprise Loans
GRF HUBLAG provides working capital or fixed asset financing loans to micro-entrepreneurs with one year business experience.
Cottage Scale Business Loans
Micro-entrepreneurs who have attained sustainable micro-scale operations yet need to expand can borrow from P30,000 to P200,000.
Providential Loans
Public and private employees require funds for regular lump sum disbursements of a providential nature that their monthly income cannot cover.
WHAT MAKES HUBLAG UNIQUE?
We not only help finance your business but we also help connect you to buyers beyond Capiz!
Capital Financing
We provide capital financing to qualified partners to help them grow their business.
Equip Partners
We equip our partners with entrepreneurial skills and knowledge such as book keeping, record keeping, credit awareness, budget, cash flow management.
Connect
We connect our partners to buyers to expand the market and reach of their products
Market Access
We have access to bring your products from the farm to Metro Manila markets such as:
Farmer's Market in Cubao, Royal Duty Free in Subic, and Alimall in Cubao.
"Never doubt that a small group of thoughtful, committed, citizens can change the world. Indeed, it is the only thing that ever has."
Margaret Mead
"If we can do it, we can do it better, right from the start."
Kim Reyes
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